Buying Property in Türkiye as a Foreigner: The Complete Process

Most foreigners can buy property in Türkiye, and the process is well established. Knowing the steps, the costs and the checks to make keeps a purchase smooth, whether it's a holiday flat on the coast or an investment apartment in Istanbul.

Who can buy

Citizens of most countries can buy residential and commercial property. There are limits near military and security zones, and total foreign ownership in an area is capped. Your lawyer or agent can confirm a property's status before you go further.

The steps

1. Get a Turkish tax number. It's quick to obtain from a tax office.
2. Open a Turkish bank account for the payment and for paying bills later.
3. Choose the property and check it. Confirm the title, any mortgages or debts, the building's permits and its earthquake resistance, especially for older buildings.
4. Sign a sales agreement and pay a deposit. For off-plan projects, read the delivery dates and penalties carefully.
5. Order the valuation report. A licensed appraisal is required for foreign buyers.
6. Transfer the title deed (tapu) at the land registry office. A sworn translator attends if you don't speak Turkish.
7. Get compulsory earthquake insurance (DASK) and set up utilities.

Costs to budget for

Annual property tax and building fees (aidat) apply after purchase.

Protect yourself

• Use an independent lawyer, not one chosen by the seller.
• Never pay large sums in cash; keep bank records for every payment.
• Check that the price, the declared value and the valuation are consistent.
• For investment, compare the rental yield and resale market, not just the view.

Run the numbers with our property yield calculator, and if you're also considering citizenship, read our guide to Turkish citizenship by investment. Ready to search? Get matched with a vetted partner.